The world’s ecosystems are characterized by an unequal distribution of resources. Trade partnerships between organisms of different species - mutualisms - can help individuals cope with such resource inequality. Trade allows individuals to exchange commodities they can provide at low cost, for resources that are otherwise impossible, or more difficult, to access. However, as resources become increasingly patchy in time or space, it is unknown how organisms alter their trading strategies. Here we show how a symbiotic fungus mediates trade with a host root in response to different levels of resource inequality across its network. We developed a quantum-dot tracking technique to quantify phosphorus trading strategies of arbuscular mycorrhizal fungi simultaneously exposed to rich and poor resource patches. By following fluorescent nanoparticles of different colors across fungal networks, we determined where phosphorus was hoarded, relocated and transferred to plant hosts. We found that increasing exposure to inequality stimulated trade. Fungi responded to high resource variation by: (1) increasing the total amount of phosphorus distributed to host roots; (2) decreasing allocation to storage; (3) differentially moving resources within the network, from rich to poor patches. Using single-particle tracking and high-resolution video, we show how dynamic resource movement may help the fungus capitalize on value differences across the trade network, physically moving resources to areas of high demand to gain better returns. Such translocation strategies can help symbiotic organisms cope with exposure to resource inequality.